Published 2025-09-15
Keywords
- financial education, investment, financial risk, complex thinking, lifelong learning, educational innovation, higher education

This work is licensed under a Creative Commons Attribution 4.0 International License.
Abstract
This study analyses young people’s knowledge and attitudes related to investment and how complex thinking determines their investment strategies. Mixed methods and statistical analysis were used to explore the sociodemographic variables, financial literacy, and reasoning for complexity. 225 young people between 17 and 24 years of age were interviewed at high school and university levels with focal groups in five Mexican cities. The results suggest that there is an opportunity to develop financial literacy programs and complex thinking that improve financial literacy training processes. This article can be valuable to encourage the decision-making of new generations confronting their financial lives.