Published 2024-12-15
Keywords
- Financial education, global economy, resource management, financial planning, Montería.
This work is licensed under a Creative Commons Attribution 4.0 International License.
Abstract
Global economic dynamics influence the stability of Latin American families, and Montería (Colombia) is no exception. In this context, financial education is an essential tool for the proper management of economic resources. The purpose of this study was to determine access to financial education processes among families living in socioeconomic strata 1 and 2 in the city of Montería. A mixed-methods study was conducted using a 23-question questionnaire administered to 138 families. The results showed limited financial literacy skills, poor planning abilities, and a conception of money focused on accumulation rather than on its role in improving quality of life. The conclusion is that it is necessary to strengthen financial education through pedagogical strategies that promote family economic empowerment and the useful distribution of monetary resources that contribute to personal, family, and social well-being.