Cultura

Financial Literacy And Investment Decisions Among Women Employees In Healthcare Product Manufacturing Factories In Thiruvananthapuram

VOLUME 22, 2025

The Role of Targeted Infra-popliteal Endovascular Angioplasty to Treat Diabetic Foot Ulcers Using the Angiosome Model: A Systematic Review

VOLUME 6, 2023

Banu S.V
Dr. A. A. Ananth

Abstract

Making effective investment decisions requires adequate financial knowledge and awareness. This study examines the relationship between financial literacy and investment decisions among women employees working in healthcare product manufacturing companies in Thiruvananthapuram. The research was conducted among women workers from ten selected companies, with a final sample of 412 respondents. Data were collected using a structured questionnaire and analyzed using simple percentage analysis, mean, standard deviation, coefficient of variation, t-test, One-way ANOVA, and regression analysis to determine the influence of various dimensions of financial literacy on investment behaviour. The findings reveal that most respondents possess a moderate level of financial literacy, demonstrating good awareness of investment avenues and basic financial concepts but limited understanding of analytical skills, risk-return relationships, and economic policies. The results show that age and educational qualification significantly influence financial literacy, while investment experience and annual investment positively affect investment decisions. Regression analysis confirms that risk-return awareness, financial behaviour, product knowledge, and digital literacy have a substantial impact on investment decision-making. The study concludes that financial literacy plays a vital role in shaping women’s investment attitudes and decisions. Women with higher financial literacy tend to make more confident, informed, and independent investment choices. The study suggests that enhancing financial education and digital financial training can empower female industrial workers, promote financial inclusion, and contribute to their long-term economic security and financial well-being.

Keywords : Financial Literacy, Investment Decisions, Financial Behaviour, Risk-Return Awareness, Digital Financial Literacy, Investment Attitude..
Erin Saricilar
Lecture in accounting. University of Basrah, College of Administration and Economics, Department of Accounting.

Abstract

Atherosclerotic disease significantly impacts patients with type 2 diabetes, who often present with recalcitrant peripheral ulcers. The angiosome model of the foot presents an opportunity to perform direct angiosome-targeted endovascular interventions to maximise both wound healing and limb salvage. A systematic review was performed, with 17 studies included in the final review. Below-the-knee endovascular interventions present significant technical challenges, with technical success depending on the length of lesion being treated and the number of angiosomes that require treatment. Wound healing was significantly improved with direct angiosome-targeted angioplasty, as was limb salvage, with a significant increase in survival without major amputation. Indirect angioplasty, where the intervention is applied to collateral vessels to the angiosomes, yielded similar results to direct angiosome-targeted angioplasty. Applying the angiosome model of the foot in direct angiosome-targeted angioplasty improves outcomes for patients with recalcitrant diabetic foot ulcers in terms of primary wound healing, mean time for complete wound healing and major amputation-free survival.
Keywords : Diabetic foot ulcer, angiosome, angioplasty