Impact Of Mergers And Acquisitions On Karnataka-Originated Public Sector Banks: Evidence From Financial Performance And Stability
VOLUME 22, 2025
The Role of Targeted Infra-popliteal Endovascular Angioplasty to Treat Diabetic Foot Ulcers Using the Angiosome Model: A Systematic Review
VOLUME 6, 2023
Dr. Manjunatha M K
Mr. Punyakesh Gowda S
Shivu M
Dr. T.P. RenukaMurthy
Dr. Bhagyalakshmi K
Abstract
Karnataka has historically been the birthplace of several prominent public sector banks that played a crucial role in India’s financial deepening and regional development. In recent years, these banks underwent large-scale mergers as part of the national banking consolidation drive aimed at improving efficiency, capital strength, and systemic stability. This paper examines the impact of mergers and acquisitions on Karnataka-originated public sector banks—namely State Bank of Mysore, Canara Bank, Syndicate Bank, Vijaya Bank, and Corporation Bank. Using secondary data for the period 2011–2023, the study applies CAMELS framework analysis, Difference-in-Differences (DiD) estimation, and Data Envelopment Analysis (DEA) to compare pre- and post-merger performance. The findings reveal that while short-term profitability declined due to integration costs and NPA recognition, medium-term improvements were observed in capital adequacy, cost efficiency, and financial stability. The study concludes that consolidation strengthened the long-term resilience of Karnataka-originated banks but underscores the importance of governance reforms and post-merger integration strategies.
Keywords :
Bank Mergers, Karnataka Public Sector Banks, CAMELS, Financial Stability, Bank Consolidation.
Erin Saricilar
Lecture in accounting. University of Basrah, College of Administration and Economics, Department of Accounting.
Lecture in accounting. University of Basrah, College of Administration and Economics, Department of Accounting.
Abstract
Atherosclerotic disease significantly impacts patients with type 2 diabetes, who often present with recalcitrant peripheral ulcers. The angiosome model of the foot presents an opportunity to perform direct angiosome-targeted endovascular interventions to maximise both wound healing and limb salvage. A systematic review was performed, with 17 studies included in the final review. Below-the-knee endovascular interventions present significant technical challenges, with technical success depending on the length of lesion being treated and the number of angiosomes that require treatment. Wound healing was significantly improved with direct angiosome-targeted angioplasty, as was limb salvage, with a significant increase in survival without major amputation. Indirect angioplasty, where the intervention is applied to collateral vessels to the angiosomes, yielded similar results to direct angiosome-targeted angioplasty. Applying the angiosome model of the foot in direct angiosome-targeted angioplasty improves outcomes for patients with recalcitrant diabetic foot ulcers in terms of primary wound healing, mean time for complete wound healing and major amputation-free survival.
Keywords :
Diabetic foot ulcer, angiosome, angioplasty